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Prayer of Salvation: What is a Sinner’s Prayer?

A “sinner’s prayer” is any prayer that is made asking God for forgiveness of your sins that are committed in not keeping all of God’s Laws. Jonah 2:9 states, “Salvation comes from the LORD.” Salvation is by Grace of God, not of works, lest any man boasts. The Bible says in Acts 16:31 to be […]

Capitol Hill Lawmakers Mull Several Solutions to Student Loan Interest Rate Dilemma

Finding a Solution to Student Debt Several Solutions to Student Loan Interest Rate Dilemma Faced with record-high tuition costs, undergraduate and graduate students seeking higher education opportunities were recently handed another blow – the doubling of student loan interest rates. July 1 marked an increase in Stafford student loan interest rates from 3.4 percent to […]

Market Research and a Business Plan Can Help New Businesses Succeed

The Importance of Knowing Your Industry and Having a Plan Due to a stubbornly high unemployment rate and a long-faltering economy, many workplace experts have suggested that instead of looking for a job, people should create their own position. But beware, according to the U.S. Small Business Administration (SBA), more than 50 percent of small […]

Supreme Court Decision on Arbitration May Destroy Class Action Lawsuit

Class Action Lawsuit No Longer the Case The U.S. Supreme Court recently ruled that merchants who object to having to accept American Express debit and credit cards must settle their dispute through arbitration, rather than banding together in a class action lawsuit. Some say the court’s 5-3 decision is a blow against class action lawsuits – […]

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